Gold Loan Scheme - In Depth
Rate of Interest ~ 18% P.A. (Reducing Rate)

What is gold loan ?

A gold loan or a loan against gold is a secured loan which customers can avail from Maa Jhandewali Society in lieu of gold ornaments like gold jewellery. It is the easiest way to fulfil your financial needs and proves to be a sensible alternative to availing loans from banking channels.

Features & Benefits :

  • Avail Loan upto Rs.10,00,000 & upto 85% of value
  • Hassle-free quick processing of loans
  • Minimum documentation and quick disbursal
  • Simplified Paperwork.
  • Easy Payment options.
  • ATL – Anytime Liquidity
  • No EMI, Service only Interest and enjoy the Loan facility



Lending solution for your every desire. Its easy

Documentation Required form certain work.

FREQUENTLY ASKED QUESTIONS

TERMS & CONDITIONS:

We have range of services according to your needs

  • The rate of interest will be @ 1% to 2.5% per month..
  • Avail loan amount ranging from Rs. 5000 to Rs. 10,00,000.
  • The valuation of the gold ornaments will be done by us through authorized value, and the cost of valuation will be borne by borrower.
  • The loan interest will be paid on monthly basis.
  • In case of nonpayment of interest for 6 months, the Gold ornaments will be sold by us.
  • The expenditure on sale of Gold ornaments plus due loan amount and 5% penalty rest on due amount interest will be deducted and balance amount will be deposited in to loan account.
  • The borrower has to provide an affidavit declaring the ownership of the ornaments.
  • In case the borrower does not pay the interest a penalty of 5% has to be paid along with next interest installment.

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